If America does it, the whole world will naturally follow, willingly or otherwise. It's inevitable.
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The United States of America stands today at a financial crossroads. Our national debt, soaring beyond comprehension, has become an anchor dragging down the promise of future generations. Politicians from both parties propose solutions ranging from tax increases to spending cuts, from entitlements reform to creative accounting. Yet none of these approaches dare to deal with the root issue: our entire economic system is built upon perpetual debt, compounding interest, and an endless cycle of enslavement to lenders.
The answer is not found in tinkering around the edges of a broken system, but in returning to a time-tested, divinely ordained principle: the Year of Jubilee.
This essay will advocate that the biblical concept of Jubilee—debt release, restoration of property, and freedom for the oppressed—provides the only true solution to America's massive national debt problem. We will examine its scriptural foundation, its moral reasoning, its practical implications, and how it could be implemented in a modern context.
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The Scriptural Foundation of Jubilee
In Leviticus 25, God instructed Israel to observe a "Year of Jubilee" every 50th year. During this sacred year, debts were forgiven, slaves were set free, and land that had been sold was returned to its original family. This radical system ensured that no family or tribe could be permanently impoverished, and no wealthy elite could accumulate land or power indefinitely. It was a reset button built into the economic structure of God's chosen people.
The Lord declared:
> "The land shall not be sold forever: for the land is Mine; for ye are strangers and sojourners with Me" (Leviticus 25:23).
This simple truth undermines the very foundation of modern debt slavery. All that we possess—land, money, resources—ultimately belongs to God. Debt may exist for a season, but perpetual bondage was never His design. The Jubilee principle enshrines this reality: freedom is God's will, and liberty is His law.
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The Moral Reasoning
Why would Jubilee be the answer to America's debt crisis? First, because our national debt is not merely a fiscal issue—it is a moral one. Trillions of dollars are owed not only to domestic creditors but to foreign nations that hold our bonds. Every child born in America enters life already shackled with a share of this debt. This is nothing short of generational theft.
Furthermore, the debt system thrives on usury—interest upon interest—contrary to God's command in Exodus 22:25 and Ezekiel 18:13. The effect is predictable: the rich grow richer through financial leverage, while the poor and middle class sink deeper into dependence. Jubilee is God's antidote to this imbalance, restoring equity and preventing permanent class stratification.
Just as Israel was called to be distinct from the nations around them, America has an opportunity to set itself apart by embracing a debt-free economy built on biblical justice. What the world calls impossible is, in fact, obedience to God's eternal wisdom.
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The Practical Implications
Critics will immediately object: "But how can debts simply be forgiven? Wouldn't that crash the economy?" The truth is, our economy is already broken. Inflation, banking crises, and political gridlock testify that the current path is unsustainable. Jubilee does not destroy wealth—it redistributes it according to God's order, freeing people from chains that were never meant to last forever.
Imagine if, in a modern Year of Jubilee:
National debt was wiped away, freeing future generations from trillions in obligations.
Student loans, mortgages, and credit card debts were released, granting families a fresh start.
Foreclosed homes and repossessed lands were restored to their original owners.
Workers trapped in wage slavery were liberated to pursue their callings rather than endlessly serve creditors.
The ripple effect would be profound. Innovation would flourish as people were no longer enslaved by debt payments. Families would be strengthened as financial burdens were lifted. Small businesses would thrive, no longer crushed by predatory loans. And perhaps most importantly, the people would recognize that true freedom does not come from Washington or Wall Street, but from Almighty God.
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Historical Precedents
The principle of Jubilee is not merely theoretical. Though rarely observed in ancient Israel, its moral force influenced countless movements throughout history. The early Church practiced a form of Jubilee in Acts 4, where believers shared their possessions and "there was not a needy person among them."
In more modern times, debt forgiveness has been used to stabilize nations. After World War II, much of Germany's debt was forgiven, allowing it to rebuild into a prosperous democracy rather than remain crushed under financial servitude. Similarly, debt relief programs for developing nations have been promoted by leaders across the political and religious spectrum, recognizing that perpetual debt traps entire populations in poverty.
If these examples worked on smaller scales, why should they not work for the United States itself?
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A Prophetic Opportunity for America
America is at a tipping point. Our national debt is over $30 trillion and climbing rapidly. Interest payments alone are consuming a massive share of our federal budget. Left unchecked, this trajectory guarantees collapse.
But collapse is not inevitable. We have an opportunity to lead the world in embracing a godly principle that resets the economic playing field. By declaring a Year of Jubilee, the United States would demonstrate humility before God, compassion toward its citizens, and moral courage in the face of global financial powers.
Jubilee would not be merely a fiscal policy—it would be a spiritual revival. It would call the nation back to the recognition that "the earth is the Lord's, and the fullness thereof" (Psalm 24:1). It would remind us that freedom is not a political slogan but a divine inheritance.
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Addressing the Objections
Some will argue that creditors would suffer losses. Yet Scripture makes it clear that the lending of money was never meant to be a perpetual source of wealth. Loans were to meet temporary needs, not to enslave generations. If our financial system collapses without usury, then perhaps it is not worth preserving in its current form.
Others will claim that people would become irresponsible if debts were canceled. Yet Jubilee was never about rewarding laziness—it was about preventing permanent bondage. In fact, knowing that debts would not last forever encouraged lenders to be wise and borrowers to be prudent. It created a self-regulating system of responsibility rooted in God's justice, not man's greed.
Finally, skeptics will dismiss Jubilee as unrealistic. But consider this: is it any more unrealistic than believing that we can continue borrowing trillions indefinitely? Is it more unrealistic than trusting the Federal Reserve to inflate our way out of debt? The true fantasy is believing that our current path is sustainable. Jubilee is the only realistic solution because it aligns with the truth of God's Word.
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Implementation in a Modern Context
How could Jubilee be enacted today? It would require courageous leadership and national repentance. Congress could pass legislation declaring a national debt reset, canceling obligations owed by individuals, businesses, and the federal government itself. Creditors, banks, and foreign nations would resist, but history shows that debt relief is possible when a people are united in will.
The Church could lead by example, forgiving debts within congregations and releasing members from financial burdens. Communities could adopt Jubilee principles in local economies—sharing resources, forgiving obligations, and redistributing land where possible.
Above all, Jubilee would require a spiritual awakening, recognizing that debt is not merely a financial matter but a form of bondage. As Jesus declared in Luke 4:18, He came "to preach deliverance to the captives." Jubilee is the gospel applied to economics.
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Conclusion
America's massive national debt is not merely a political problem, nor is it an accounting puzzle. It is a spiritual issue rooted in greed, usury, and bondage. No tax plan, no austerity measure, no inflationary trick will solve it. The only true solution is to embrace the divine wisdom of the Year of Jubilee.
By forgiving debts, restoring land, and proclaiming liberty, we would not only reset our economy but renew our covenant with God. Jubilee is not just an ancient practice—it is a timeless principle, the very heart of justice and mercy.
If America dares to declare a Year of Jubilee, we may yet find ourselves not enslaved by debt, but free under the blessing of Almighty God.
